12 Days of Christmas Gift Ideas for All Budgets

Frugal spenders will love celebrating the first day of Christmas with a selection of nice pears, some pear soaps or some pear-scented candles. To really save your pennies, try a tin of pears or a printed pear-shaped card.

If you're an impulsive spender, you'll likely be tempted by that bottle of sparkling pear cider you noticed at your local store. Alternatively, a box of luxury organic pears or a handmade pear pie may satisfy your spending instincts.

Indulgent spenders should splash out on a potted dwarf pear tree. A luxury pear-themed quilt is another tempting option for the first day.

If 'frugal' is your middle name, you could try a dove-shaped card or even a paper plate bird. There are dozens of art and craft ideas on Pinterest to try without having to spend a penny. Dove-shaped paperclips or safety pins are popular ideas for thrifty spenders.

Impulsive spenders will have their work cut out avoiding dove-themed chocolates and other delicacies in the shops at this time of year. If you're in this category, you should go for dove or turtle shaped candies or chocolates to celebrate this day in the calendar.

Indulgent spenders should choose a pair of champagne flutes. A beautiful jewelry gift would be a pair of interlocking dove necklaces; one for you and one for your true love.

The best things in life are free so why should Christmas be any different? Frugal spenders should be happy with a free three-French-hens card from the internet. You can paint or color and add the final flourishes yourself once it is printed.

For impulsive spenders, it can be difficult to ignore all the cute French Hen gifts you see online and around the stores this time of year. Why not pick up three matching hen fridge magnets or a beautiful hen-inspired t-shirt? If the French theme takes your fancy, you can pick up a book in French or even a book about learning French.

The third day of Christmas is perfect for high rollers who love to treat their other half. If you are an indulgent spender, you may be tempted with a French press coffeemaker, some delicious French cheese or even a few bottles of crisp French wine. For the ultimate indulgence, you can't beat a selection of vintage French wine and cheese in a stunning presentation box.

This day is easy for frugal spenders as there are plenty of creative ways to show your love that cost next to nothing. You can print out a stunning Christmas tag and write down four messages describing what a wonderful person your other half is.

Impulsive spenders should buy four Angry bird mugs, t-shirts or other merchandise to celebrate the fourth day of Christmas in style. If you're an impulsive spender, you'll likely pick up four bird-themed Christmas tree ornaments to decorate your tree with.

Indulgent spenders should pick up a set of four serving dishes or dessert dishes decorated with paintings of calling birds. Some intricate glass or crystal bird ornaments for your tree would fit in well.

Why not have a little fun on the fifth day and give a comedy gift? Instead of actual rings, you could give five onion rings, five donuts or even five pineapple rings!

If you want to buy jewelry, there are many gold-themed options that won't break the bank. Try a set of five fashion gold rings on a necklace to show your true love how much you care.

This is the easiest day for indulgent spenders; you can't go wrong with an actual gold ring! Alternative ideas would be ring-themed gold jewelry, gold earrings or even a gold coin.

Frugal spenders should surprise their love with a six-egg omelet for breakfast. If that doesn't tickle your fancy, try six plastic eggs filled with tiny candies or trinkets.

Impulsive spenders won't be able to resist picking up six delicious chocolate eggs or a quiche in a goose-shaped dish. You can also show your love with some premium pillows or cushions filled with real goose-down.

A musical goose egg would be an extravagant gift perfect for indulgent spenders. For the ultimate indulgence, ordering an extravagant dish such as steak tartare topped with a goose egg is sure to be appreciated by your true love.

If you like to scrimp and save, you'll likely give a swan-themed card or an origami swan. Similarly, a hand-drawn or painted picture of a swan would make a much-appreciated gift.

Impulsive spenders should choose adorable swan-shaped soaps or a copy or download of Tchaikovsky's Swan Lake. Nothing says 'I love you' quite like swan-shaped chocolates.

If going cheap isn't an option, you'll be pleasantly surprised by how much hollow-chocolate swans cost from a boutique chocolate shop. A hollow swan filled with artisan chocolates will set you back a pretty penny. Alternatively, some glass or crystal swan-shaped ornaments for your home or tree will help you celebrate nicely.

Any milk-based treat will help you buy a lovely gift even on the tightest of budgets. You should choose some milky hot chocolate mix, some Milkmaid caramels or even some milk if you are a frugal spender.

If you love to shop, this is the perfect day to buy a battery-powered milk frother or some luxury organic hot chocolate mix.

Indulgent spenders can show their other half how much they care by buying them a housecleaning certificate. You may not be able to hire eight actual milk maids to do the chores but it's the next best thing!

This can be one of the most exciting days out of the twelve. Whether you dance at home or go out for a night on the tiles, this night almost begs you to show some style. If the thought of going out to dance is too expensive, why not put on some nice music and have a dance at home on this day?

If you're an impulsive spender, you can splash out on a new pair of dancing shoes or some gift certificates for dance lessons. Similarly, a Nutcracker book would go down well for this day.

If nothing but the best will do, some tickets to a dance performance are the best option for indulgent spenders. If money really is no limit, you could hire a troupe of nine dancers to perform at your home or a venue of your choice.

In the spirit of leaping, you could make some Hoppin John soup for your special someone on this day. This wholesome dish of cooked sausage, rice, black-eyed peas, tomatoes, broth, and water is perfect for beating those winter blues on a tight budget.

If you're more of an impulsive spender, you'll know that for over two decades, Lord of the Dance has captivated audiences around the globe. Michael Flatley's Irish dance show on DVD or CD is the perfect gift for impulse spenders to snap up this year.

Indulgent spenders should buy some beautiful hand painted plates or bowls featuring ten leaping Lords to celebrate this day.

If you are trying to save your pennies, you could bake two plain sponge cakes and filling piping bags with various shades of icing cream. Giving your other half a master class in cake decoration will be a memorable way to spend the eleventh day for a frugal spender.

If you are keen to shop and are more of an impulsive spender, a CD or download of beautiful flute music will make a great gift.

For a truly unforgettable gift, hiring a bagpipe player to serenade you at home is a great idea for an extravagant spender. Better still, find a player who will give a quick bagpipe lesson.

Finally, we've reached the final day and there are ways to go out with a bang, whatever your budget. Frugal spenders should buy a drum of popcorn to close out the last day of giving. An even cheaper alternative would be to reuse an old popcorn bucket from the cinema and make your own popcorn to go inside.

Impulsive spenders will find it hard to resist buying a drum ornament for this day. A CD or download of drum music, such as Caribbean steel drums, is another worthwhile option.

Indulgent spenders should hire a drummer for a private performance.