unknown wrote an interesting post today on
&nbsp Here’s a quick excerpt &nbsp
More and more homeowners around the country have decided to refinance their home to consolidate debts, for making home improvements or to pay off their.

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I think there should be something in science called the "reindeer effect." I don't know what it would be, but I think it'd be good to hear someone say, "Gentlemen, what we have here is a terrifying example of the reindeer effect."


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