Home Mortgage Refinance Loan wrote an interesting post today on
&nbsp Here’s a quick excerpt &nbsp
According to the Mortgage Bankers Association, 66% of mortgage applications were for refinancing in October. Clearly, home owners want to take advantage of historic lows in interest rates and lower their monthly expenditures. …

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The people in the village were real poor, so none of the children had any toys. But this one little boy had gotten an old enema bag and filled it with rocks, and he would go around and whap the other children across the face with it. Man, I think my heart almost broke. Later the boy came up and offered to give me the toy. This was too much! I reached out my hand, but then he ran away. I chased him down and took the enema bag. He cried a little, but that's the way of these people...

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